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Senior Product Manager, Banking

Clera

New York City

About this role

ABOUT THE ROLE

Join a fintech team building banking products for small businesses. You will own a major product area across payment experiences, account services, platform reliability, and customer security, helping make complex financial services simple and trustworthy.

WHAT YOU'LL DO

  • Own the strategy, roadmap, and delivery for core banking products, including deposit accounts, money movement, cards, and supporting infrastructure.
  • Improve end-to-end experiences for account opening, funding, deposits, ACH, wires, transfers, bill pay, and card transactions.
  • Partner with Engineering on the ledger, payment rails, and card systems that support customer-facing flows.
  • Use customer research and cohort-based product data to identify high-impact opportunities.
  • Write clear product specifications, define success metrics, and ship reliable, secure features with Engineering and Design.
  • Build risk, fraud, security, and regulatory requirements into product development with Risk, Compliance, and Legal partners.
  • Manage integrations and product relationships with banking partners and third-party vendors.
  • Track activation, engagement, retention, multi-product adoption, and reliability.

WHAT WE'RE LOOKING FOR

  • Five to fifteen years of relevant product management experience, including experience at Senior Product Manager scope.
  • Strong experience with non-card payments and money movement, such as ACH, wire transfers, and real-time payment rails.
  • Understanding of payment-rail selection and common ACH return reasons.
  • Demonstrated experience building banking products and working with backend developers and agentic tooling.
  • Ability to collaborate across Engineering, Operations, Risk, Compliance, Legal, and external partners.

COMPENSATION & BENEFITS

Base salary is $160,000 to $200,000 annually. Visa sponsorship is not available.

LOCATION

Hybrid position based in New York City, New York, with 2 to 3 days onsite each week.

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